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James R. Mitchell, CEBS
✓ VERIFIED PROFILEGroup Health Insurance Broker & Benefits Consultant
About James
James R. Mitchell is a Chicago-based employee benefits consultant with 17 years of experience helping mid-market employers build smarter, more sustainable group health plans. He specializes in self-funded and level-funded structures that give employers cost transparency and control — without sacrificing employee satisfaction.
James works directly with CFOs, HR Directors, and business owners across manufacturing, professional services, and technology sectors. His clients average 8–22% annual savings versus fully-insured benchmarks, with renewal cycles that are data-driven rather than reactive.
Specialties
Industries Served
Carrier Relationships
Client Reviews
"James saved our company over $180,000 in the first year by restructuring our self-funded plan. He's methodical, responsive, and genuinely invested in outcomes."
"We'd been with the same carrier for 9 years. James did a full market analysis, moved us to a level-funded plan, and our renewal came in 12% lower than last year."
"James walks us through every option without jargon. Our employees understand their benefits for the first time. Renewal season used to be stressful — now it's a conversation."
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